Jak jist\u011b v\u00edte, n\u00e1klady na p\u00e9\u010di o d\u011bti v USA - v\u010detn\u011b \u0161kolky - jsou v dne\u0161n\u00ed dob\u011b astronomick\u00e9. (V mnoha st\u00e1tech je p\u00e9\u010de o d\u011bti dra\u017e\u0161\u00ed ne\u017e \u0161koln\u00e9 na st\u00e1tn\u00ed vysok\u00e9 \u0161kole!).\n<\/p>\n
P\u0159ed\u0161koln\u00ed za\u0159\u00edzen\u00ed je n\u00e1kladov\u011b i funk\u010dn\u011b podobn\u00e9 \u0161kolce. Ob\u011b nab\u00edzej\u00ed vzd\u011bl\u00e1vac\u00ed a soci\u00e1ln\u00ed p\u0159\u00edle\u017eitosti pro mal\u00e9 d\u011bti a slou\u017e\u00ed pot\u0159eb\u00e1m pracuj\u00edc\u00edch rodi\u010d\u016f, kte\u0159\u00ed pot\u0159ebuj\u00ed p\u00e9\u010di o d\u011bti b\u011bhem dne. Obecn\u011b lze \u0159\u00edci, \u017ee \u0161kolka je v\u00edce akademicky zam\u011b\u0159en\u00e1 a nab\u00edz\u00ed v\u00edce strukturovan\u00e9 prost\u0159ed\u00ed pro u\u010den\u00ed.\n<\/p>\n
P\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed se zam\u011b\u0159uje na rozvoj soci\u00e1ln\u00edch, emocion\u00e1ln\u00edch, akademick\u00fdch a \u017eivotn\u00edch dovednost\u00ed (zde se dozv\u00edte, zda je va\u0161e d\u00edt\u011b p\u0159ipraveno na p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed). Existuje mnoho r\u016fzn\u00fdch typ\u016f p\u0159ed\u0161koln\u00edch program\u016f. N\u011bkter\u00e1 v\u011bt\u0161\u00ed mate\u0159sk\u00e1 centra maj\u00ed p\u0159ed\u0161koln\u00ed t\u0159\u00eddu a existuje \u0159ada ve\u0159ejn\u00fdch i soukrom\u00fdch p\u0159ed\u0161koln\u00edch za\u0159\u00edzen\u00ed, v\u010detn\u011b Montessori \u0161kol a rodi\u010dovsk\u00fdch dru\u017ein. P\u0159ed\u0161koln\u00ed za\u0159\u00edzen\u00ed mohou b\u00fdt zalo\u017eena na h\u0159e, zam\u011b\u0159ena na akademick\u00e9 dovednosti nebo na kombinaci oboj\u00edho.\n<\/p>\n
M\u011bjte na pam\u011bti, \u017ee pokud sv\u00e9 d\u00edt\u011b p\u0159ihl\u00e1s\u00edte do \u0161kolky, kter\u00e1 nen\u00ed sou\u010d\u00e1st\u00ed mate\u0159sk\u00e9ho centra, bude m\u00edt zpravidla krat\u0161\u00ed pracovn\u00ed dobu a bude zav\u0159en\u00e1 o v\u00edce pr\u00e1zdnin\u00e1ch, v\u010detn\u011b l\u00e9ta. V\u011bt\u0161ina nez\u00e1visl\u00fdch mate\u0159sk\u00fdch \u0161kol funguje podle \u0161koln\u00edho kalend\u00e1\u0159e od z\u00e1\u0159\u00ed do kv\u011btna nebo od z\u00e1\u0159\u00ed do \u010dervna, podobn\u011b jako z\u00e1kladn\u00ed \u0161koly. To m\u016f\u017ee b\u00fdt pro pracuj\u00edc\u00ed rodi\u010de obt\u00ed\u017en\u00e9 a m\u016f\u017ee to vy\u017eadovat dodate\u010dn\u00e9 n\u00e1klady na hl\u00edd\u00e1n\u00ed d\u011bt\u00ed po \u0161kolce nebo v l\u00e9t\u011b.\n<\/p>\n
Zde'jsou informace o pr\u016fm\u011brn\u00fdch n\u00e1kladech na \u0161kolku v r\u016fzn\u00fdch \u010d\u00e1stech USA a n\u00e1pady a zdroje, jak \u0161kolku pro svou rodinu u\u010dinit dostupn\u011bj\u0161\u00ed.\n<\/p>\n
Podle organizace Child Care Aware of America (CCAoA) mohou rodi\u010de d\u011bt\u00ed ve v\u011bku 3 a\u017e 5 let za \u0161kolku zaplatit p\u0159ibli\u017en\u011b 10 000 dolar\u016f ro\u010dn\u011b. Tato neziskov\u00e1 organizace prov\u00e1d\u00ed pr\u016fzkum mezi organizacemi poskytuj\u00edc\u00edmi zdroje a doporu\u010den\u00ed v oblasti p\u00e9\u010de o d\u011bti, aby zjistila ro\u010dn\u00ed cenu p\u00e9\u010de o d\u011bti u r\u016fzn\u00fdch typ\u016f poskytovatel\u016f a v\u011bkov\u00fdch skupin.\n<\/p>\n
P\u0159ed\u0161koln\u00ed p\u00e9\u010de je obecn\u011b levn\u011bj\u0161\u00ed ne\u017e celodenn\u00ed p\u00e9\u010de o kojence, proto\u017ee d\u011bti vy\u017eaduj\u00ed v\u00edce individu\u00e1ln\u00ed pozornosti pe\u010dovatel\u016f a pom\u011br \u017e\u00e1k\u016f na u\u010ditele je u mlad\u0161\u00edch d\u011bt\u00ed vy\u0161\u0161\u00ed. P\u0159esto je p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed drah\u00e9 a pro mnoho americk\u00fdch rodin nedostupn\u00e9.\n<\/p>\n
To je zn\u00e1m\u00fd probl\u00e9m a n\u011bkter\u00e9 st\u00e1ty - v\u010detn\u011b Floridy, Vermontu a Oklahomy - nab\u00edzej\u00ed v\u0161eobecn\u00e9 (bezplatn\u00e9) p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed. N\u011bkter\u00e9 dal\u0161\u00ed st\u00e1ty maj\u00ed dotovan\u00e9 nebo \u010d\u00e1ste\u010dn\u011b bezplatn\u00e9 p\u0159ed\u0161koln\u00ed nebo \u0161kolkov\u00e9 vzd\u011bl\u00e1v\u00e1n\u00ed. Mnoh\u00e9 z nich je v\u0161ak nemaj\u00ed.\n<\/p>\n
Pr\u016fm\u011brn\u00e9 ceny \u0161koln\u00e9ho v mate\u0159sk\u00fdch \u0161kol\u00e1ch se obt\u00ed\u017en\u011b ur\u010duj\u00ed. N\u00e1klady se zna\u010dn\u011b li\u0161\u00ed a z\u00e1vis\u00ed na \u0159ad\u011b faktor\u016f, v\u010detn\u011b:\n<\/p>\n
Nejd\u016fle\u017eit\u011bj\u0161\u00edm faktorem, kter\u00fd je t\u0159eba vz\u00edt v \u00favahu p\u0159i zji\u0161\u0165ov\u00e1n\u00ed pr\u016fm\u011brn\u00fdch n\u00e1klad\u016f na \u0161kolku, je va\u0161e lokalita: Ve st\u00e1tech s vy\u0161\u0161\u00edmi mzdami a \u017eivotn\u00edmi n\u00e1klady stoj\u00ed \u0161kolka v\u00edce. Nap\u0159\u00edklad \u0161kolka pro \u010dty\u0159let\u00e9 d\u00edt\u011b v Massachusetts stoj\u00ed 15 095 dolar\u016f ro\u010dn\u011b. Nejni\u017e\u0161\u00ed n\u00e1klady na p\u00e9\u010di o d\u00edt\u011b m\u00e1 Mississippi, kde pr\u016fm\u011brn\u00e9 n\u00e1klady na p\u00e9\u010di o \u010dty\u0159let\u00e9 d\u00edt\u011b \u010din\u00ed 4 784 USD ro\u010dn\u011b. Ka\u017ed\u00fd z t\u011bchto \u00fadaj\u016f se vztahuje na desetim\u011bs\u00ed\u010dn\u00ed \u0161koln\u00ed rok bez zapo\u010dten\u00ed letn\u00edch m\u011bs\u00edc\u016f.\n<\/p>\n
Nejlep\u0161\u00ed zp\u016fsob, jak zjistit n\u00e1klady na \u0161kolku ve va\u0161em okol\u00ed, je ud\u011blat si pr\u016fzkum a poptat se. Shrom\u00e1\u017ed\u011bte n\u011bkolik nab\u00eddek od r\u016fzn\u00fdch \u0161kolek, abyste si mohli ud\u011blat p\u0159edstavu o cen\u011b. M\u016f\u017eete se tak\u00e9 obr\u00e1tit na m\u00edstn\u00ed agenturu CCR&R (Child Care Resource and Referral), kter\u00e1 v\u00e1m pom\u016f\u017ee naj\u00edt mo\u017enosti a zdroje pro \u0161kolky v bl\u00edzkosti va\u0161eho domova nebo pr\u00e1ce.\n<\/p>\n
Velmi u\u017eite\u010dn\u00e9 jsou tak\u00e9 online zdroje. Chcete-li zjistit pr\u016fm\u011brn\u00e9 n\u00e1klady na p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed v jednotliv\u00fdch st\u00e1tech, pod\u00edvejte se na n\u00e1stroj Economic Policy Institute's childcare costs. U ka\u017ed\u00e9ho st\u00e1tu jsou uvedeny pr\u016fm\u011brn\u00e9 n\u00e1klady na m\u011bs\u00edc a rok pro kojence i \u010dty\u0159let\u00e9 d\u011bti.\n<\/p>\n
Pokud si nev\u00edte rady s t\u00edm, jak si zaplatit \u0161kolku, p\u0159in\u00e1\u0161\u00edme v\u00e1m n\u011bkolik n\u00e1pad\u016f a zdroj\u016f, jak p\u0159\u00edpadn\u011b u\u0161et\u0159it pen\u00edze za p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed va\u0161eho d\u00edt\u011bte.\n<\/p>\n
Nakupujte v okol\u00ed. Ne\u017e vyberete \u0161kolku pro sv\u00e9 d\u00edt\u011b, prozkoumejte (a p\u0159\u00edpadn\u011b si prohl\u00e9dn\u011bte) n\u011bkolik mo\u017enost\u00ed ve sv\u00e9m okol\u00ed, po\u017e\u00e1dejte p\u0159\u00e1tele o doporu\u010den\u00ed a porovnejte ceny, abyste v\u011bd\u011bli, jak\u00e1 je aktu\u00e1ln\u00ed cena za \u0161kolku ve va\u0161em okol\u00ed.\n<\/p>\n
Uva\u017eujte o dru\u017einov\u00e9 \u0161kolce. Dru\u017estevn\u00ed \u0161kolku (zkr\u00e1cen\u011b dru\u017estvo) organizuje a spravuje skupina rodi\u010d\u016f s podobn\u00fdmi z\u00e1jmy a filozofi\u00ed. N\u011bkdy pod veden\u00edm vy\u0161kolen\u00fdch u\u010ditel\u016f (ale n\u011bkdy ne) pom\u00e1haj\u00ed rodi\u010de s provozem dru\u017einy a pod\u00edlej\u00ed se na ka\u017edodenn\u00edm u\u010den\u00ed sv\u00fdch d\u011bt\u00ed. Kooperativn\u00ed \u0161kolky veden\u00e9 rodi\u010di jsou obvykle levn\u011bj\u0161\u00ed, ale vy\u017eaduj\u00ed v\u00edce va\u0161eho \u010dasu a nemus\u00ed b\u00fdt provediteln\u00e9, pokud pracujete na pln\u00fd \u00favazek.\n<\/p>\n
Prozkoumejte mo\u017enost p\u0159echodn\u00e9 mate\u0159sk\u00e9 \u0161koly. \u017d\u00e1k\u016fm, kte\u0159\u00ed maj\u00ed n\u00e1rok na p\u0159echodnou \u0161kolku, je obvykle p\u011bt let mezi z\u00e1\u0159\u00edm a prosincem. Tento rok \u0161koln\u00ed doch\u00e1zky pom\u00e1h\u00e1 p\u0159eklenout mezeru mezi p\u0159ed\u0161koln\u00edm vzd\u011bl\u00e1v\u00e1n\u00edm a mate\u0159skou \u0161kolou. Kalifornie je v sou\u010dasn\u00e9 dob\u011b prvn\u00edm st\u00e1tem v USA, kter\u00fd zavedl sv\u016fj st\u00e1tem financovan\u00fd program p\u0159echodn\u00e9 \u0161kolky, ale mnoho dal\u0161\u00edch st\u00e1t\u016f nab\u00edz\u00ed TK za m\u011bs\u00ed\u010dn\u00ed poplatek. TK je levn\u011bj\u0161\u00ed ne\u017e soukrom\u00e1 \u0161kolka, ale dra\u017e\u0161\u00ed ne\u017e st\u00e1tn\u00ed \u0161kola (to znamen\u00e1, \u017ee nen\u00ed zadarmo), tak\u017ee pokud va\u0161e d\u00edt\u011b spl\u0148uje podm\u00ednky, m\u016f\u017ee to b\u00fdt ekonomicky v\u00fdhodn\u011bj\u0161\u00ed varianta ne\u017e tradi\u010dn\u00ed \u0161kolka.\n<\/p>\n
Zeptejte se na slevu pro sourozence. Pokud nav\u0161t\u011bvuj\u00ed stejnou \u0161kolku dv\u011b nebo v\u00edce d\u011bt\u00ed, nen\u00ed od v\u011bci zeptat se person\u00e1lu, zda v\u00e1m m\u016f\u017ee nab\u00eddnout slevu na \u0161koln\u00e9. Nemus\u00ed se jednat o n\u00e1kup jednoho\n<\/p>\n
Zeptejte se, zda m\u016f\u017eete platit ve spl\u00e1tk\u00e1ch. N\u011bkter\u00e9 \u0161kolky funguj\u00ed na spl\u00e1tkov\u00fd kalend\u00e1\u0159, a \u010d\u00edm rychleji zaplat\u00edte \u0161koln\u00e9 v pln\u00e9 v\u00fd\u0161i - nap\u0159\u00edklad ve dvou spl\u00e1tk\u00e1ch m\u00edsto m\u011bs\u00ed\u010dn\u00edch - t\u00edm levn\u011bj\u0161\u00ed to pro v\u00e1s bude. Ve snaze u\u0161et\u0159it pap\u00edrov\u00e1n\u00ed si mnoho \u0161kol \u00fa\u010dtuje \u00faroky, pokud jsou platby \u0161koln\u00e9ho rozlo\u017eeny do n\u011bkolika m\u011bs\u00edc\u016f, proto se zeptejte, jak\u00e1 je platebn\u00ed politika va\u0161\u00ed \u0161koly. Kdy\u017e u\u017e jste v tom, zeptejte se, zda \u0161kola nab\u00edz\u00ed stipendium nebo podporu p\u0159i placen\u00ed \u0161koln\u00e9ho a zda va\u0161e rodina spl\u0148uje podm\u00ednky.\n<\/p>\n
Zjist\u011bte, zda a jak m\u016f\u017eete sn\u00ed\u017eit n\u00e1klady. N\u011bkter\u00e9 p\u0159\u00edplatky za \u0161kolku se mohou rychle s\u010d\u00edtat, nap\u0159\u00edklad tepl\u00e9 ob\u011bdy, p\u00e9\u010de o d\u011bti po vyu\u010dov\u00e1n\u00ed, doprava nebo v\u00fdlety. Rozmyslete si, zda v\u00e1m nebude vadit, kdy\u017e se va\u0161e d\u00edt\u011b z t\u011bchto p\u0159\u00edplatk\u016f vynech\u00e1, abyste u\u0161et\u0159ili n\u011bjak\u00e9 pen\u00edze m\u011bs\u00ed\u010dn\u011b.\n<\/p>\n
Zva\u017ete mo\u017enost, \u017ee by va\u0161e d\u00edt\u011b na \u010d\u00e1ste\u010dn\u00fd \u00favazek hl\u00eddal n\u011bkdo z rodiny. Pokud na \u0161kolku na pln\u00fd \u00favazek nem\u00e1te, zva\u017ete mo\u017enost pos\u00edlat d\u00edt\u011b do \u0161koly na \u010d\u00e1ste\u010dn\u00fd \u00favazek a po zbytek \u010dasu ho hl\u00eddat rodinn\u00fdm p\u0159\u00edslu\u0161n\u00edkem nebo ch\u016fvou.\n<\/p>\n
Ov\u011b\u0159te si, zda m\u00e1te n\u00e1rok na st\u00e1tem hrazen\u00e9 p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed. N\u011bkter\u00e9 st\u00e1ty nab\u00edzej\u00ed rodin\u00e1m, kter\u00e9 maj\u00ed n\u00e1rok na p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed, p\u0159ed\u0161koln\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed za n\u00edzk\u00e9 nebo \u017e\u00e1dn\u00e9 n\u00e1klady. Vyberte sv\u016fj st\u00e1t nebo \u00fazem\u00ed na str\u00e1nce ChildCare.gov \"See Your State's Resources\" a pod\u00edvejte se na z\u00e1lo\u017eku \"Child Development and Early Learning\", abyste zjistili, zda je v m\u00edst\u011b va\u0161eho bydli\u0161t\u011b dostupn\u00e1 st\u00e1tn\u00ed p\u0159ed\u0161koln\u00ed p\u00e9\u010de.\n<\/p>\n
Platit prost\u0159ednictv\u00edm flexibiln\u00edho v\u00fddajov\u00e9ho \u00fa\u010dtu (FSA). A\u010dkoli pen\u00edze z pl\u00e1nu 529 nem\u016f\u017eete pou\u017e\u00edt na \u017e\u00e1dn\u00e9 v\u00fddaje na vzd\u011bl\u00e1v\u00e1n\u00ed p\u0159ed n\u00e1stupem do mate\u0159sk\u00e9 \u0161koly, n\u011bkter\u00e9 spole\u010dnosti nab\u00edzej\u00ed zam\u011bstnanc\u016fm p\u0159\u00edstup k Flexibiln\u00edmu v\u00fddajov\u00e9mu \u00fa\u010dtu pro p\u00e9\u010di o z\u00e1visl\u00e9 osoby, kter\u00fd umo\u017e\u0148uje pou\u017e\u00edt pen\u00edze p\u0159ed zdan\u011bn\u00edm na \u00fahradu p\u00e9\u010de o d\u011bti. Zeptejte se sv\u00e9ho person\u00e1ln\u00edho odd\u011blen\u00ed, zda je to pro v\u00e1s mo\u017en\u00e1 varianta. Mo\u017en\u00e1 v\u00e1m to nepom\u016f\u017ee u\u0161et\u0159it pen\u00edze m\u011bs\u00ed\u010dn\u011b na \u0161koln\u00edch v\u00fddaj\u00edch, ale m\u016f\u017ee to sn\u00ed\u017eit va\u0161i da\u0148ovou povinnost na konci roku.\n<\/p>\n
Vyhledejte podporu nebo pomoc pro osoby s n\u00edzk\u00fdmi p\u0159\u00edjmy. Ka\u017ed\u00fd st\u00e1t nab\u00edz\u00ed podporu zalo\u017eenou na p\u0159\u00edjmech, kter\u00e1 m\u016f\u017ee pomoci zaplatit nebo dotovat n\u00e1klady na p\u00e9\u010di o d\u011bti. Chcete-li zjistit, co'je ve va\u0161em st\u00e1t\u011b k dispozici, pod\u00edvejte se do datab\u00e1ze na str\u00e1nk\u00e1ch Child Care Aware, kde najdete seznam zdroj\u016f pro jednotliv\u00e9 st\u00e1ty. Dal\u0161\u00ed pomoc je k dispozici prost\u0159ednictv\u00edm Fondu pro rozvoj p\u00e9\u010de o d\u011bti a program\u016f Head Start v jednotliv\u00fdch st\u00e1tech, kter\u00e9 jsou nab\u00edzeny rodin\u00e1m, jejich\u017e p\u0159\u00edjem dom\u00e1cnosti je ni\u017e\u0161\u00ed ne\u017e hranice chudoby.<\/p>\n","protected":false},"excerpt":{"rendered":"
Jak jist\u011b v\u00edte, n\u00e1klady na p\u00e9\u010di o d\u011bti v USA - v\u010detn\u011b \u0161kolky - jsou v dne\u0161n\u00ed dob\u011b astronomick\u00e9. (V mnoha st\u00e1tech je p\u00e9\u010de o d\u011bti dra\u017e\u0161\u00ed ne\u017e \u0161koln\u00e9 na st\u00e1tn\u00ed vysok\u00e9 \u0161kole!). P\u0159ed\u0161koln\u00ed za\u0159\u00edzen\u00ed je n\u00e1kladov\u011b i funk\u010dn\u011b podobn\u00e9 \u0161kolce. Ob\u011b nab\u00edzej\u00ed vzd\u011bl\u00e1vac\u00ed a soci\u00e1ln\u00ed p\u0159\u00edle\u017eitosti pro mal\u00e9 d\u011bti a slou\u017e\u00ed pot\u0159eb\u00e1m pracuj\u00edc\u00edch rodi\u010d\u016f, […]<\/p>\n","protected":false},"author":1,"featured_media":51484,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97],"tags":[],"class_list":["post-51480","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-family"],"_links":{"self":[{"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/posts\/51480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/comments?post=51480"}],"version-history":[{"count":0,"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/posts\/51480\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/media\/51484"}],"wp:attachment":[{"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/media?parent=51480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/categories?post=51480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forbaby.blog\/cs\/wp-json\/wp\/v2\/tags?post=51480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}